Lowest closing cost mortgage lenders in Gilchrist County County, Florida
In Gilchrist County, Florida, homebuyers paid a median of $7,854 in closing costs in 2024 — below the Florida median of $8,887. The county saw 182 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Seacoast National Bank offered the lowest median costs at $6,168, which is $439 less than the county median.
Homebuyers in Gilchrist County County who chose Seacoast National Bank paid $1,686 less in closing costs than the county median.
County Median Costs
$7,854
−11.6% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,957
Purchase Originations
182
vs Florida Median
11.6% below
$-1,033
vs National Median
16.5% above
$1,113
Lender rankings in Gilchrist County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,168 | 6.500% | $1,831 | 10 | −$439 | |
| 2 | $6,285 | 8.360% | $3,914 | 11 | −$322 | |
| 3 | $8,036 | 6.375% | $4,494 | 11 | +$1,429 |
Includes lenders with 10+ purchase originations in Gilchrist County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.