Lowest closing cost mortgage lenders in Franklin County County, Alabama
In Franklin County, Alabama, homebuyers paid a median of $5,106 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 151 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, CB&S Bank, Inc. offered the lowest median costs at $2,577, which is $886 less than the county median.
Homebuyers in Franklin County County who chose CB&S Bank, Inc. paid $2,529 less in closing costs than the county median.
County Median Costs
$5,106
−15.4% vs Alabama ($6,033)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,145
Purchase Originations
151
vs Alabama Median
15.4% below
$-927
vs National Median
24.3% below
$-1,635
Lender rankings in Franklin County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.