Lowest closing cost mortgage lenders in DeKalb County County, Alabama
In DeKalb County, Alabama, homebuyers paid a median of $6,561 in closing costs in 2024 — above the Alabama median of $6,033. The county saw 370 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Regions Bank offered the lowest median costs at $4,868.
Homebuyers in DeKalb County County who chose Regions Bank paid $1,693 less in closing costs than the county median.
County Median Costs
$6,561
+8.8% vs Alabama ($6,033)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,768
Purchase Originations
370
vs Alabama Median
8.8% above
$528
vs National Median
2.7% below
$-180
Lender rankings in DeKalb County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,868 | 6.688% | $2,759 | 16 | +$212 | |
| 2 | $5,674 | 7.061% | $3,504 | 16 | +$1,018 | |
| 3 | $5,736 | 9.750% | $3,331 | 12 | +$1,080 | |
| 4 | $6,774 | 6.375% | $4,380 | 11 | +$2,118 |
Includes lenders with 10+ purchase originations in DeKalb County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.