Average Appraisal Fee in Connecticut (2026 Data)
Last updated: 2026-04-04
Connecticut appraisal fee benchmark
| Range | Low | Typical | High | Flag Above |
|---|---|---|---|---|
| Appraisal Fee | $400 | $550 | $800 | $1,000 |
Based on Connecticut closing cost data. Median home price: $425,000.
What the appraisal fee covers
The appraisal fee pays for a licensed appraiser to visit the property and provide an independent valuation. Your lender requires this to confirm the home is worth at least the loan amount. The appraisal appears in Section B of your Closing Disclosure ('Services You Did Not Shop For').
Standard single-family appraisals cost $400 to $700 in most markets. Complex properties, rural locations, or rush orders can push the fee to $800 or more. FHA and VA appraisals have additional requirements that may add $50 to $150.
This fee appears in Section B — Services You Did Not Shop For of your Closing Disclosure.
Is the appraisal fee negotiable in Connecticut?
Appraisal fees are generally not negotiable — the lender selects the appraiser through an AMC (Appraisal Management Company) and federal rules prohibit lender influence over appraiser selection or fees. However, you can question the fee if it significantly exceeds the typical range for your area.
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Red flags: signs your appraisal fee is inflated
Appraisal fee exceeds $800 for a standard single-family home in a metro area
Separate 'appraisal review fee' or 'appraisal management fee' charged on top
Appraisal fee increased from the Loan Estimate (zero-tolerance violation for Section B)
Second appraisal ordered without explanation of why the first was insufficient
Is your appraisal fee overpriced?
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Appraisal Fee questions
What is a normal appraisal fee?
A standard single-family home appraisal costs $400 to $700 in most markets. FHA appraisals may be $50 to $150 more due to additional property condition requirements.
Can I choose my own appraiser?
No. Federal regulations (Dodd-Frank) require lenders to use an independent appraisal management company (AMC) to prevent influence over valuations. You cannot select or influence the appraiser choice.
Do FHA and VA appraisals cost more?
Often, yes. FHA appraisals require additional property condition checks, and VA appraisals are ordered through the VA's own system. Expect $50 to $150 above standard appraisal costs.
Related pages
You have 3 days to review your Closing Disclosure.
Federal law gives you 72 hours to push back before you sign. Every fee is cross-referenced against Connecticut benchmarks and the negotiation email is drafted for you.
Most buyers find $1,500–$3,000 in negotiable fees.
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