Lowest closing cost mortgage lenders in Madison County County, Missouri
In Madison County, Missouri, homebuyers paid a median of $4,164 in closing costs in 2024 — near the Missouri median of $4,120. The county saw 109 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First State Community Bank offered the lowest median costs at $1,638, which is $1,039 less than the county median.
Homebuyers in Madison County County who chose First State Community Bank paid $2,526 less in closing costs than the county median.
County Median Costs
$4,164
+1.1% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,382
Purchase Originations
109
vs Missouri Median
1.1% above
$44
vs National Median
38.2% below
$-2,577
Lender rankings in Madison County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.