The Genoa Banking Company closing costs and rates (2024)
In 2024, The Genoa Banking Company originated 210 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,233. That is $2,508 below the national median of $6,741. The Genoa Banking Company is most active in Ohio with 203 originations there.
Purchase Originations
210
Median Total Costs
$4,233
−37.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,425
Median Lender Credits
$95
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 210 | 6.500% | $4,233 | $1,425 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,107 | 6.250% | — | 1 | −$1,126 | |
| 2 | $3,404 | 6.125% | — | 3 | −$829 | |
| 3 | $3,716 | 6.500% | — | 1 | −$517 | |
| 4 | $3,749 | 6.250% | — | 3 | −$484 | |
| 5 | $3,912 | 7.000% | — | 1 | −$321 | |
| 6 | $4,002 | 6.250% | — | 1 | −$231 | |
| 7 | $4,018 | 6.562% | — | 52 | −$215 | |
| 8 | $4,165 | 7.125% | — | 4 | −$68 | |
| 9 | $4,230 | 6.500% | — | 3 | −$3 | |
| 10 | $4,232 | 6.500% | — | 1 | −$1 | |
| 11 | $4,243 | 6.312% | — | 14 | +$10 | |
| 12 | $4,326 | 6.375% | — | 70 | +$93 | |
| 13 | $4,388 | 6.500% | — | 51 | +$155 | |
| 14 | $4,509 | 7.500% | — | 1 | +$276 | |
| 15 | $4,870 | 6.875% | — | 2 | +$637 | |
| 16 | $5,008 | 6.625% | — | 1 | +$775 | |
| 17 | $9,114 | 7.500% | — | 1 | +$4,881 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.