RMS & ASSOCIATES closing costs and rates (2024)
In 2024, RMS & ASSOCIATES originated 116 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $13,411. That is $6,670 above the national median of $6,741. RMS & ASSOCIATES is most active in Nevada with 115 originations there.
Purchase Originations
116
Median Total Costs
$13,411
+99.0% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$5,768
Median Lender Credits
$790
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 57 | 6.750% | $15,547 | $5,125 |
| conventional | 51 | 7.125% | $9,828 | $5,925 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nevada | 115 | 6.875% | $13,405 | #54 |
| California | 1 | 5.875% | $21,446 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $13,399 | 6.875% | — | 112 | −$12 | |
| 2 | $15,070 | 6.875% | — | 3 | +$1,659 | |
| 3 | $21,446 | 5.875% | — | 1 | +$8,035 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.