Patelco Credit Union closing costs and rates (2024)
In 2024, Patelco Credit Union originated 414 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $7,848. That is $1,107 above the national median of $6,741. Patelco Credit Union is most active in California with 414 originations there.
Purchase Originations
414
Median Total Costs
$7,848
+16.4% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$1,912
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 414 | 6.250% | $7,848 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 414 | 6.250% | $7,848 | #89 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,904 | 6.562% | — | 2 | −$3,944 | |
| 2 | $4,214 | 6.250% | — | 82 | −$3,634 | |
| 3 | $4,250 | 6.562% | — | 6 | −$3,598 | |
| 4 | $4,858 | 6.000% | — | 2 | −$2,990 | |
| 5 | $4,908 | 6.250% | — | 13 | −$2,940 | |
| 6 | $5,063 | 6.875% | — | 1 | −$2,785 | |
| 7 | $5,467 | 6.250% | — | 1 | −$2,381 | |
| 8 | $5,469 | 6.875% | — | 5 | −$2,379 | |
| 9 | $5,595 | 7.125% | — | 1 | −$2,253 | |
| 10 | $5,705 | 6.312% | — | 20 | −$2,143 | |
| 11 | $6,579 | 5.875% | — | 1 | −$1,269 | |
| 12 | $6,904 | 6.562% | — | 6 | −$944 | |
| 13 | $7,160 | 6.312% | — | 2 | −$688 | |
| 14 | $8,196 | 6.250% | — | 7 | +$348 | |
| 15 | $8,350 | 6.438% | — | 4 | +$502 | |
| 16 | $8,633 | 6.250% | — | 63 | +$785 | |
| 17 | $8,820 | 6.250% | — | 15 | +$972 | |
| 18 | $8,874 | 6.250% | — | 3 | +$1,026 | |
| 19 | $9,224 | 6.250% | — | 160 | +$1,376 | |
| 20 | $9,781 | 6.250% | — | 16 | +$1,933 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.