Lincoln Savings Bank closing costs and rates (2024)
In 2024, Lincoln Savings Bank originated 244 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,092. That is $3,649 below the national median of $6,741. Lincoln Savings Bank is most active in Iowa with 235 originations there.
Purchase Originations
244
Median Total Costs
$3,092
−54.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,170
Median Lender Credits
$54
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 209 | 6.625% | $2,795 | $1,181 |
| fha | 23 | 6.500% | $6,216 | $1,331 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,203 | 6.750% | — | 3 | −$889 | |
| 2 | $2,329 | 6.875% | — | 3 | −$763 | |
| 3 | $2,416 | 6.500% | — | 3 | −$676 | |
| 4 | $2,417 | 6.688% | — | 10 | −$675 | |
| 5 | $2,432 | 6.875% | — | 3 | −$660 | |
| 6 | $2,446 | 6.875% | — | 9 | −$646 | |
| 7 | $2,629 | 6.750% | — | 42 | −$463 | |
| 8 | $2,634 | 6.620% | — | 5 | −$458 | |
| 9 | $2,676 | 6.625% | — | 3 | −$416 | |
| 10 | $2,706 | 6.938% | — | 10 | −$386 | |
| 11 | $2,813 | 7.500% | — | 5 | −$279 | |
| 12 | $3,097 | 6.580% | — | 33 | +$5 | |
| 13 | $3,306 | 7.103% | — | 2 | +$214 | |
| 14 | $3,436 | 6.438% | — | 4 | +$344 | |
| 15 | $3,504 | 6.500% | — | 61 | +$412 | |
| 16 | $4,039 | 6.812% | — | 2 | +$947 | |
| 17 | $4,470 | 7.000% | — | 3 | +$1,378 | |
| 18 | $4,730 | 6.125% | — | 14 | +$1,638 | |
| 19 | $4,946 | 6.730% | — | 2 | +$1,854 | |
| 20 | $6,154 | 6.500% | — | 2 | +$3,062 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.