First American Bank and Trust closing costs and rates (2024)
In 2024, First American Bank and Trust originated 101 purchase mortgages at a median interest rate of 7.05% and median total closing costs of $940. That is $5,801 below the national median of $6,741. First American Bank and Trust is most active in Louisiana with 101 originations there.
Purchase Originations
101
Median Total Costs
$940
−86.1% vs national ($6,741)
Median Rate
7.050%
+6.5% vs national (6.620%)
Median Origination
$700
Median Lender Credits
$125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 101 | 7.050% | $940 | $700 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 101 | 7.050% | $940 | #54 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $100 | 6.950% | — | 9 | −$840 | |
| 2 | $100 | 6.500% | — | 5 | −$840 | |
| 3 | $100 | 6.725% | — | 2 | −$840 | |
| 4 | $100 | 5.700% | — | 1 | −$840 | |
| 5 | $100 | 5.700% | — | 1 | −$840 | |
| 6 | $100 | 7.000% | — | 1 | −$840 | |
| 7 | $175 | 7.100% | — | 20 | −$765 | |
| 8 | $365 | 7.500% | — | 1 | −$575 | |
| 9 | $551 | 7.250% | — | 4 | −$389 | |
| 10 | $1,144 | 6.850% | — | 14 | +$204 | |
| 11 | $1,242 | 7.037% | — | 10 | +$302 | |
| 12 | $2,176 | 6.925% | — | 4 | +$1,236 | |
| 13 | $2,202 | 7.450% | — | 19 | +$1,262 | |
| 14 | $3,454 | 7.475% | — | 6 | +$2,514 | |
| 15 | $4,242 | 6.850% | — | 1 | +$3,302 | |
| 16 | $5,606 | 6.975% | — | 2 | +$4,666 | |
| 17 | $5,821 | 7.100% | — | 1 | +$4,881 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.