Lowest closing cost mortgage lenders in St. James Parish County, Louisiana
In St. James Parish, Louisiana, homebuyers paid a median of $6,206 in closing costs in 2024 — near the Louisiana median of $6,202. The county saw 110 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First American Bank and Trust offered the lowest median costs at $2,202, which is $2,066 less than the county median.
Homebuyers in St. James Parish County who chose First American Bank and Trust paid $4,004 less in closing costs than the county median.
County Median Costs
$6,206
+0.1% vs Louisiana ($6,202)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,544
Purchase Originations
110
vs Louisiana Median
0.1% above
$4
vs National Median
7.9% below
$-535
Lender rankings in St. James Parish County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Louisiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.