Homebuyers in Mason County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $2,476 less in closing costs than the county median.
County Median Costs
$3,043
−51.3% vs Illinois ($6,250)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$957
Purchase Originations
115
Denial Rate
13.9%
vs Illinois avg (7.5%)
vs Illinois Median
51.3% below
$-3,207
vs National Median
54.5% below
$-3,637
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $567 | 6.375% | $0 | 13 | −$1,846 | |
| 2 | $1,944 | 6.438% | $450 | 14 | −$469 | |
| 3 | $3,068 | 6.875% | $1,080 | 11 | +$656 |
Includes lenders with 10+ purchase originations in Mason County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.