Wayne Bank closing costs and rates (2024)
In 2024, Wayne Bank originated 119 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,630. That is $2,111 below the national median of $6,741. Wayne Bank is most active in Pennsylvania with 65 originations there.
Purchase Originations
119
Median Total Costs
$4,630
−31.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 119 | 6.500% | $4,630 | $1,200 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 65 | 6.375% | $4,877 | #187 |
| New York | 54 | 6.625% | $4,346 | #145 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,228 | 6.125% | — | 1 | −$2,402 | |
| 2 | $2,790 | 6.875% | — | 1 | −$1,840 | |
| 3 | $2,910 | 6.688% | — | 2 | −$1,720 | |
| 4 | $3,012 | 6.625% | — | 1 | −$1,618 | |
| 5 | $3,220 | 6.500% | — | 2 | −$1,410 | |
| 6 | $3,525 | 6.750% | — | 1 | −$1,105 | |
| 7 | $3,854 | 6.812% | — | 4 | −$776 | |
| 8 | $4,354 | 6.688% | — | 8 | −$276 | |
| 9 | $4,412 | 6.250% | — | 12 | −$218 | |
| 10 | $4,414 | 6.562% | — | 12 | −$216 | |
| 11 | $4,423 | 6.500% | — | 3 | −$207 | |
| 12 | $4,434 | 6.188% | — | 18 | −$196 | |
| 13 | $4,760 | 6.375% | — | 15 | +$130 | |
| 14 | $4,896 | 6.438% | — | 2 | +$266 | |
| 15 | $5,062 | 6.688% | — | 18 | +$432 | |
| 16 | $5,265 | 6.250% | — | 3 | +$635 | |
| 17 | $5,660 | 6.875% | — | 1 | +$1,030 | |
| 18 | $5,806 | 6.750% | — | 3 | +$1,176 | |
| 19 | $5,860 | 6.000% | — | 1 | +$1,230 | |
| 20 | $5,870 | 6.375% | — | 9 | +$1,240 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.