WATSON MORTGAGE CORP. closing costs and rates (2024)
In 2024, WATSON MORTGAGE CORP. originated 107 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,138. That is $397 above the national median of $6,741. WATSON MORTGAGE CORP. is most active in Florida with 107 originations there.
Purchase Originations
107
Median Total Costs
$7,138
+5.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,335
Median Lender Credits
$236
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 71 | 6.875% | $6,124 | $2,148 |
| fha | 23 | 6.750% | $11,210 | $2,650 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 107 | 6.750% | $7,138 | #238 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,932 | 6.875% | — | 1 | −$2,206 | |
| 2 | $5,224 | 6.875% | — | 3 | −$1,914 | |
| 3 | $5,373 | 6.500% | — | 5 | −$1,765 | |
| 4 | $5,698 | 6.625% | — | 3 | −$1,440 | |
| 5 | $6,041 | 6.875% | — | 4 | −$1,097 | |
| 6 | $6,908 | 6.750% | — | 33 | −$230 | |
| 7 | $6,946 | 6.875% | — | 7 | −$192 | |
| 8 | $7,092 | 6.812% | — | 14 | −$46 | |
| 9 | $7,416 | 7.000% | — | 2 | +$278 | |
| 10 | $7,521 | 6.625% | — | 9 | +$383 | |
| 11 | $8,051 | 7.000% | — | 1 | +$913 | |
| 12 | $8,750 | 6.750% | — | 1 | +$1,612 | |
| 13 | $9,638 | 6.808% | — | 2 | +$2,500 | |
| 14 | $10,442 | 6.500% | — | 5 | +$3,304 | |
| 15 | $10,599 | 6.875% | — | 6 | +$3,461 | |
| 16 | $10,992 | 6.688% | — | 6 | +$3,854 | |
| 17 | $11,320 | 6.250% | — | 3 | +$4,182 | |
| 18 | $13,869 | 5.750% | — | 1 | +$6,731 | |
| 19 | $15,845 | 7.250% | — | 1 | +$8,707 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.