Edmonton State Bank closing costs and rates (2024)
In 2024, Edmonton State Bank originated 188 purchase mortgages at a median interest rate of 7.12% and median total closing costs of $3,465. That is $3,276 below the national median of $6,741. Edmonton State Bank is most active in Kentucky with 171 originations there.
Purchase Originations
188
Median Total Costs
$3,465
−48.6% vs national ($6,741)
Median Rate
7.125%
+7.6% vs national (6.620%)
Median Origination
$1,925
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 171 | 7.125% | $3,309 | $1,900 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,152 | 6.812% | — | 2 | −$1,313 | |
| 2 | $2,219 | 7.000% | — | 1 | −$1,246 | |
| 3 | $2,635 | 7.375% | — | 27 | −$830 | |
| 4 | $3,315 | 7.125% | — | 57 | −$150 | |
| 5 | $3,548 | 7.500% | — | 31 | +$83 | |
| 6 | $3,563 | 7.000% | — | 7 | +$98 | |
| 7 | $3,803 | 6.725% | — | 6 | +$338 | |
| 8 | $3,811 | 6.938% | — | 14 | +$346 | |
| 9 | $4,043 | 7.000% | — | 23 | +$578 | |
| 10 | $4,070 | 6.950% | — | 1 | +$605 | |
| 11 | $4,121 | 9.312% | — | 2 | +$656 | |
| 12 | $4,402 | 7.000% | — | 1 | +$937 | |
| 13 | $4,649 | 7.750% | — | 1 | +$1,184 | |
| 14 | $4,730 | 7.750% | — | 1 | +$1,265 | |
| 15 | $5,111 | 7.037% | — | 8 | +$1,646 | |
| 16 | $5,365 | 8.500% | — | 1 | +$1,900 | |
| 17 | $6,633 | 2.990% | — | 5 | +$3,168 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.