E.M.I. EQUITY MORTGAGE, INC. closing costs and rates (2024)
In 2024, E.M.I. EQUITY MORTGAGE, INC. originated 186 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,739. That is $2 below the national median of $6,741. E.M.I. EQUITY MORTGAGE, INC. is most active in Puerto Rico with 186 originations there.
Purchase Originations
186
Median Total Costs
$6,739
−0.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,002
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 148 | 6.750% | $6,542 | $1,965 |
| usda | 20 | 5.750% | $7,202 | $3,521 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 186 | 6.750% | $6,739 | #16 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,581 | 6.750% | — | 4 | −$2,158 | |
| 2 | $5,024 | 6.750% | — | 3 | −$1,715 | |
| 3 | $5,056 | 6.500% | — | 5 | −$1,683 | |
| 4 | $5,284 | 6.750% | — | 3 | −$1,455 | |
| 5 | $5,630 | 6.750% | — | 4 | −$1,109 | |
| 6 | $6,083 | 6.750% | — | 20 | −$656 | |
| 7 | $6,169 | 6.750% | — | 5 | −$570 | |
| 8 | $6,486 | 6.375% | — | 8 | −$253 | |
| 9 | $6,828 | 6.750% | — | 3 | +$89 | |
| 10 | $6,881 | 6.750% | — | 3 | +$142 | |
| 11 | $6,978 | 6.750% | — | 3 | +$239 | |
| 12 | $7,125 | 6.750% | — | 16 | +$386 | |
| 13 | $7,142 | 6.750% | — | 26 | +$403 | |
| 14 | $7,517 | 5.750% | — | 11 | +$778 | |
| 15 | $7,620 | 6.750% | — | 9 | +$881 | |
| 16 | $7,620 | 6.500% | — | 5 | +$881 | |
| 17 | $7,714 | 6.500% | — | 4 | +$975 | |
| 18 | $7,739 | 6.250% | — | 4 | +$1,000 | |
| 19 | $8,211 | 5.750% | — | 4 | +$1,472 | |
| 20 | $8,870 | 6.125% | — | 4 | +$2,131 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.