Side-by-side fee breakdown based on verified closing cost data
272 reports
Avg closing costs
$10,872
Junk fees
11% of reports
| Fee | United Wholesale | Fairway Independent | Nat. Avg |
|---|---|---|---|
| Courier/Delivery | $40 | $38 | $58 |
| Appraisal | $749 | $702 | $1,065 |
| Rate Lock Fee | $358 | $289 | $347 |
| Recording Fee | $237 | $225 | $340 |
| Flood Certification | $16 | $15 | $23 |
| Processing Fee | $544 | $515 | $777 |
| Origination Fee | $6,532 | $6,440 | $7,829 |
| Tax Service Fee | $88 | $84 | $126 |
| Title Search | $272 | $256 | $388 |
| Underwriting Fee | $1,011 | $962 | $1,459 |
| Credit Report | $47 | $45 | $68 |
| Document Preparation | $171 | $192 | $164 |
| Wire Transfer Fee | $47 | $45 | $68 |
| Settlement/Closing Fee | $678 | $638 | $973 |
| Title Insurance | $2,652 | $2,596 | $3,110 |
| Total (median) | $10,872 | $10,502 |
🟢 Green = lowest for this fee · 🔴 Red = highest for this fee
Fairway Independent Mortgage has lower overall closing costs, with a median $370 less than United Wholesale Mortgage. Compare their rate offers alongside these closing cost differences — a lower rate can offset higher fees over time. Upload your Closing Disclosure for a detailed, line-by-line audit.
This summary is generated from aggregate closing cost data. It is informational only and not financial advice.
Have a Closing Disclosure from United Wholesale Mortgage or Fairway Independent Mortgage?
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